---
title: "August 2026 Insurance Renewal Rates: What Changed | CopyCat"
description: "The latest Ivans figures show slower increases across five commercial lines. That is a different renewal conversation from falling premiums."
url: https://www.runcopycat.com/blog/news/ivans-august-2026-renewal-rates
source: https://www.runcopycat.com
---
[News](https://www.runcopycat.com/blog/news)Market changes

Market changesAugust market data

# Rate increases are cooling. Your clients may still pay more.

The latest Ivans figures show slower increases across five commercial lines. That is a different renewal conversation from falling premiums.

By [CopyCat](https://www.runcopycat.com/about) · Published Sep 14, 2026

Source announcement: Sep 9, 2026

## What happened

Ivans released its August 2026 renewal index on September 9. Commercial auto, BOP, general liability, property, and umbrella all recorded positive year-over-year renewal changes, but smaller increases than in July. Workers’ compensation remained negative.

For example, general liability moved from 4.99% in July to 4.18% in August. The increase slowed; the August figure did not become a rate cut.

| Line of business | July 2026 | August 2026 |
| --- | --- | --- |
| Commercial auto | 4.03% | 3.58% |
| BOP | 5.94% | 5.44% |
| General liability | 4.99% | 4.18% |
| Commercial property | 6.16% | 5.69% |
| Umbrella | 7.42% | 6.82% |
| Workers’ compensation | −1.26% | −1.10% |

Source: [Ivans: August 2026 Index results](https://www.ivans.com/news/press-releases/2026/ivans-index-august-2026-results-released/)

CopyCat’s analysis

## What this means for brokers

A softer headline can create expectations that an individual account will renew for less. Use the index as context, then explain the actual quote: exposure changes, limits, deductibles, and coverage wording can make the client’s result look different.

## Questions for your next account review

-   Separate premium changes caused by payroll, sales, or values from changes in the quoted terms.
-   Show the expiring and proposed deductibles beside the premium.
-   Discuss each line separately when property and casualty outcomes differ.

Related workflow[Compare expiring and renewal coverage](https://www.runcopycat.com/commercial-renewal-comparison-software)

## Keep reading

[Jencap buys Concorde. What changes for your next placement?](https://www.runcopycat.com/blog/news/jencap-acquires-concorde-general-agency)[Aon’s $17B USI deal: what independent brokers should watch.](https://www.runcopycat.com/blog/news/aon-usi-17-billion-acquisition)[All news](https://www.runcopycat.com/blog/news)