--- title: "Insurance Coverage Comparison Software | CopyCat" description: "Compare carrier quotes, renewals, ACORDs, and loss runs in one cited coverage table. Export a branded one-page summary or full editable report." url: https://www.runcopycat.com/coverage-comparison source: https://www.runcopycat.com --- # Compare Coverage With Proof Quote comparisonRenewal review Put carrier quotes and the expiring policy side by side. CopyCat flags every material change, cites each number to the exact carrier page, and exports the answer your client can act on. Carrier quotes_+_Expiring policy_+_Loss runs**Cited comparison** [Book a demo](#contact) [Watch it build a report](#cx-demo) ![](https://www.runcopycat.com/square_logo.png)**CopyCat** DashboardProposalsCoverage ComparisonLibrarySettings All comparisons_/_**Evergreen Landscape** EL **Evergreen Landscape**Renewal · Aug 20, 2026 Sources **Travelers\_Renewal.pdf**Carrier quote · 42 pages**Expiring\_Policy.pdf**Expiring policy · 58 pages**Loss\_Runs.pdf**Loss runs · 12 pages Ask anything about these documents **Renewal comparison** 2 changes · 1 recommendation One-page summaryFull report Export PDF **Coverage****Expiring****Renewal****Change** General Liability$1M / $2M$1M / $2M _No change_ Property premium$11,740$12,680 1_+8%_Wind/Hail deductible$25,000$50,000 2_Doubled_Hired & non-owned autoNot includedNot included 3_Recommended_ Source check**Travelers\_Renewal.pdf**Page 18Wind/Hail deductible: $50,000 per occurrence Click any flagged value and the carrier page opens beside it. Exports as a branded one-page decision summary. 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Side-by-side comparisonSource proofOne-page summaryChat across documents Side-by-side comparison ### See the whole renewal at once. Premiums, limits, deductibles, endorsements, and exclusions across every carrier, in one table. Evergreen Landscape renewal3 sources Property limit**$4M _→_ $3M** Wind deductible**$25k _→_ $50k** Premium**$11,740 _→_ $12,680** 2 material changes flagged A simple way to work ## From carrier packet to client answer. 1. 01 **Upload the packet** Quotes, the expiring policy, ACORDs, loss runs, and schedules. No page limits. 2. 02 **Review the cited comparison** Every material change flagged, every value linked to its source page. 3. 03 **Send the report** A one-page decision summary or the full branded analysis, in your agency’s look. See it in motion ## Watch a renewal come together. Upload, compare, and export. Every finding stays cited to the exact carrier quote and source page. Risk analysis ### Three carrier PDFs. One decision your client can understand. CopyCat compares the quote set, finds the tradeoffs, and keeps the source page behind every answer. _1_**Upload the quotes**Any carrier PDF, any page count. _2_**See what changed**Price, valuation, deductibles, and exclusions. _3_**Send the recommendation**A one-page brief and full cited analysis. Recommendation**Liberty Mutual is the best overall fit.** RSUI costs $477 less, but changes the building to Actual Cash Value and removes two coverages. ![](https://www.runcopycat.com/square_logo.png)**CopyCat Coverage Comparison**Harbor Point Properties · 2026 renewal Analysis ready in**02:14** 1**Upload quotes**2**Ask CopyCat**3**Open citations**4**Get both reports** Step 1 ### Drop in every carrier quote. Any format, any page count. CopyCat reads and normalizes the full quote set. **Liberty\_Property\_Quote.pdf**47 pages · Admitted✓ Ready **Brit\_Syndicate\_2987.pdf**62 pages · Non-admitted✓ Ready **RSUI\_Property\_Proposal.pdf**38 pages · Non-admitted✓ Ready **3** quotes normalized**Comparison ready** Step 2 ### Ask in chat. Get the cited comparison table. CopyCat answers across every uploaded quote and builds the full coverage table inside the conversation. Compare these three quotes. What is the best option, and what does the client give up? C**CopyCat**Answered from 147 quote pages Liberty Mutual offers the strongest balance of price and coverage. RSUI is $477.13 less, but moves valuation to Actual Cash Value and excludes Equipment Breakdown and Ordinance & Law. | Coverage | Liberty Mutual | Lloyd’s (Brit) | RSUI | | --- | --- | --- | --- | | Annual premium | $28,618.90 | $41,623.50 | $28,141.77 Lowest | | Valuation | Replacement Cost | Replacement Cost | Actual Cash Value 3 | | AOP deductible | $25,000 1 | $50,000 2 | $50,000 | | Equipment breakdown | Included | Included | Excluded | | Ordinance & law | $1,000,000 | $500,000 | Excluded | | Carrier status | Admitted | Non-admitted | Non-admitted | **Liberty Mutual****$28,618 Best overall fit**Replacement cost · $25K deductible **Lloyd’s (Brit)****$41,624**Replacement cost · $50K deductible **RSUI****$28,142 Lowest price**Actual cash value · $50K deductible Step 3 ### Click any citation. See the source. The exact carrier language is highlighted on the original quote page. Finding #### RSUI lowers the premium, but uses Actual Cash Value. Click any citation to see the exact language on the carrier quote. 1**Liberty Mutual**Page 122**Lloyd’s (Brit)**Page 163**RSUI**Page 9 RSUI\_Property\_Proposal.pdf**Page 9** RSUI ##### Commercial Property Quote THIS INDICATION IS SUBJECT TO THE TERMS, CONDITIONS, EXCLUSIONS, AND WARRANTIES CONTAINED HEREIN. Valuation Total Insured Value: $16,860,309. Settlement basis: Actual Cash Value unless otherwise endorsed. Coverage applies only as scheduled. Refer to attached forms and endorsements for complete terms. **9** Step 4 ### Get the full branded analysis and one-pager. Both reports are ready from the same cited conversation. Send the brief now and keep the full analysis for follow-up. 1**One-page summary**Ready · The decision, key gaps, and recommendation.12**Full branded analysis**Ready · Every table, finding, and citation. HARBOR POINT2026 Property Coverage Comparison #### Renewal decision brief **Harbor\_Point\_1\_Page.pdf**Branded, editable, and ready to send**Export** Built for insurance teams > “The default behavior now is simple: upload the quotes into Coverage Comparison, send it to the client, confirm it with them, then put it into a proposal.” [Read the case study](https://www.runcopycat.com/case-studies/commercial-agency-doubles-output) Questions ## The renewal decision, with receipts. ### What is Coverage Comparison in CopyCat? Coverage Comparison is CopyCat’s quote comparison and renewal review workspace. Upload the carrier documents and it builds a side-by-side, cited coverage table you can send as a one-page summary or a full branded report. ### What documents can CopyCat compare? Any mix of carrier quotes, ACORD forms, renewal and expiring policies, loss runs, fleet and driver schedules, and statements of values (SOVs), with no page limits. CopyCat normalizes them into one cited comparison. ### How does insurance quote comparison work in CopyCat? Upload the competing carrier quotes and CopyCat builds a side-by-side coverage table for premiums, limits, deductibles, valuation, and exclusions. Every value is cited to the exact page of the source document. ### Can I send my client a one-page summary instead of the full report? Yes. Every comparison exports as a branded one-page decision summary or a full editable report, so you can send the answer first and keep the detail ready for follow-up questions. ### How are citations verified? Every number in the comparison links to the page of the carrier PDF it came from. Click any citation and the source page opens next to the comparison, highlighted. ### Does Coverage Comparison work with renewals? Yes. Upload this year’s quote and last year’s policy and CopyCat flags every material change, including premium movement, coverage reductions, new exclusions, and deductible changes. What is Coverage Comparison in CopyCat?_+_ Coverage Comparison is CopyCat’s quote comparison and renewal review workspace. Upload the carrier documents and it builds a side-by-side, cited coverage table you can send as a one-page summary or a full branded report. What documents can CopyCat compare?_+_ Any mix of carrier quotes, ACORD forms, renewal and expiring policies, loss runs, fleet and driver schedules, and statements of values (SOVs), with no page limits. CopyCat normalizes them into one cited comparison. How does insurance quote comparison work in CopyCat?_+_ Upload the competing carrier quotes and CopyCat builds a side-by-side coverage table for premiums, limits, deductibles, valuation, and exclusions. Every value is cited to the exact page of the source document. Can I send my client a one-page summary instead of the full report?_+_ Yes. Every comparison exports as a branded one-page decision summary or a full editable report, so you can send the answer first and keep the detail ready for follow-up questions. How are citations verified?_+_ Every number in the comparison links to the page of the carrier PDF it came from. Click any citation and the source page opens next to the comparison, highlighted. Does Coverage Comparison work with renewals?_+_ Yes. Upload this year’s quote and last year’s policy and CopyCat flags every material change, including premium movement, coverage reductions, new exclusions, and deductible changes. Related resources ## Go deeper on the workflow. [Case Study · 20-person agency ### How one commercial agency added $5M in annual premium in four months The team made Coverage Comparison its default path from carrier quotes to client confirmation and proposal. Read case study](https://www.runcopycat.com/case-studies/commercial-agency-doubles-output)[Renewal reviews · 6 min ### Coverage Comparison as CYA: document every coverage change How a cited renewal paper trail protects the broker and makes material changes easier to explain. Read article](https://www.runcopycat.com/blog/risk-analysis-cya-broker-protection)[Commercial lines · Product ### Commercial proposal software for complex accounts See how the cited comparison, editing, and the client proposal stay in one workflow. Read article](https://www.runcopycat.com/commercial-insurance-proposal-software) ## Bring your hardest renewal. We’ll turn it into a branded report. 15-minute demo with a real renewal of yours. Prefer email? Reach us at [hello@runcopycat.com](mailto:hello@runcopycat.com)