--- title: "AI for Insurance Brokers | Proposals, Risk & Benefits | CopyCat" description: "AI for insurance brokers: generate proposals for commercial and personal lines, compare cited quotes, send one-page client summaries, and automate benefits workbooks — in one shared team workspace." url: https://www.runcopycat.com/ source: https://www.runcopycat.com --- Trusted by brokerages around the country # Drop in carrier quotes.Proposal ready in 2 minutes. Branded proposals, quote comparisons, and cited risk analysis for commercial, personal & employee benefits. [Book a Demo](#contact)See a sample proposal SOC 2 Type IILive in days, not monthsNo setup per carrier Backed By ![Y Combinator](https://www.runcopycat.com/investors/yc-logo.png)![a16z Scout Fund](https://www.runcopycat.com/investors/a16z-scout-fund.png)![Flex Capital](https://www.runcopycat.com/investors/flex-capital.png)![Breakpoint Capital](https://www.runcopycat.com/investors/breakpoint-capital.png)![Datadog](https://www.runcopycat.com/investors/datadog.png) ![Y Combinator](https://www.runcopycat.com/investors/yc-logo.png)![a16z Scout Fund](https://www.runcopycat.com/investors/a16z-scout-fund.png)![Flex Capital](https://www.runcopycat.com/investors/flex-capital.png)![Breakpoint Capital](https://www.runcopycat.com/investors/breakpoint-capital.png)![Datadog](https://www.runcopycat.com/investors/datadog.png)![Y Combinator](https://www.runcopycat.com/investors/yc-logo.png)![a16z Scout Fund](https://www.runcopycat.com/investors/a16z-scout-fund.png)![Flex Capital](https://www.runcopycat.com/investors/flex-capital.png)![Breakpoint Capital](https://www.runcopycat.com/investors/breakpoint-capital.png)![Datadog](https://www.runcopycat.com/investors/datadog.png) Proposal Generation ## Carrier quote in. Branded proposal out. Upload your carrier quotes Drop carrier PDFs here Travelers\_GL.pdf47 pp · General Liability PDF Chubb\_Property.pdf62 pp · Property PDF Hartford\_WC.pdf38 pp · Workers' Comp PDF Generate Proposal Pick a theme, or upload your own Aaron Smith Insurance GroupProposal  Nº 2026 Schedule of Proposed Coverage ### Insurance _Proposal_ A confidential summary of proposed commercial coverage, prepared for the review and consideration of the named insured. Contents 01Account & Carrier Summary02 02Cyber Liability, Proposed Coverage03 03Professional Liability / E&O04 04Premium Summary06 Presented To Wylie Family Business LLC Presented By Aaron Smith Insurance Group 4300 S Louise Ave · Sioux Falls, SD Prepared Tami Link 06 / 12 / 2026 NW FILE 2026-0432 · COMMERCIAL 2026 ### RENEWAL PROPOSAL NORTHWIND BROKERAGE   /   APEX MANUFACTURING PREMIUM $9,730 EFFECTIVE 03.15.26 CARRIERS 3 W WESTBROOK & ASSOCIATES 2026 RENEWAL · COMMERCIAL ### Commercial Insurance Proposal Coverage summary, carrier comparison, and bind-ready quote schedule for Apex Manufacturing. CLIENT Apex Manufacturing EFFECTIVE Mar 15, 2026 PREMIUM $9,730 [Book a Demo](#contact)See sample proposals #### Any carrier, automatically Extracts the data first, then formats. No per-carrier setup. #### Translates the jargon Carrier language rewritten so clients understand without a call. #### Built from your policy Every number traces to a page in the policy. Nothing invented. #### Branded, live in days One-to-one with your format. We do the configuration. Actual Quotes From Brokers > “CopyCat is the first AI company I’ve genuinely been impressed by. They do what they say.” Steven·Commercial Producer, San Jose [Read customer case studies→](https://www.runcopycat.com/case-studies) - > “Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.” AS Aaron SmithFounder & CEO, Aaron Smith Insurance Group - > “Accurate down to the page. Caught a buried clause we'd have missed. Output is never invented.” JW Jock W.MGA & Broker, Professional and Cyber - > “Low-premium accounts used to eat my morning. Now I zip through them in minutes, and the numbers are right.” GM Gary M.Producer, Commercial Lines, NY - > “Jumped us ahead months. Fast onboarding, faster output than we could have built ourselves.” A AustinSenior VP, Top 10 U.S. Brokerage - > “We tag a quote, hit generate, and the proposal is in our brand voice. 1 hour of work in 2 minutes.” MK Maria K.Account Manager, Mid-Market Commercial - > “Onboarding was four days. By Friday we were sending CopyCat proposals to clients.” DR David R.Operations Director, 30-broker agency - > “Risk analysis made the sale easier. Sending a branded report comparing the renewal beat hopping on the phone every time.” EB Ethan B.Senior Producer, Commercial Lines, Chicago - > “Oh my God, making proposals used to take half my day. Now I can do it in five minutes. This is the best software we've ever bought.” J JamesEmployee Benefits Broker, 15-broker agency - > “Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.” AS Aaron SmithFounder & CEO, Aaron Smith Insurance Group - > “Accurate down to the page. Caught a buried clause we'd have missed. Output is never invented.” JW Jock W.MGA & Broker, Professional and Cyber - > “Low-premium accounts used to eat my morning. Now I zip through them in minutes, and the numbers are right.” GM Gary M.Producer, Commercial Lines, NY - > “Jumped us ahead months. Fast onboarding, faster output than we could have built ourselves.” A AustinSenior VP, Top 10 U.S. Brokerage - > “We tag a quote, hit generate, and the proposal is in our brand voice. 1 hour of work in 2 minutes.” MK Maria K.Account Manager, Mid-Market Commercial - > “Onboarding was four days. By Friday we were sending CopyCat proposals to clients.” DR David R.Operations Director, 30-broker agency - > “Risk analysis made the sale easier. Sending a branded report comparing the renewal beat hopping on the phone every time.” EB Ethan B.Senior Producer, Commercial Lines, Chicago - > “Oh my God, making proposals used to take half my day. Now I can do it in five minutes. This is the best software we've ever bought.” J JamesEmployee Benefits Broker, 15-broker agency The Platform ## One platform. Every broker deliverable. Everything your agency sends a client — proposals, comparisons, summaries, workbooks — produced from one place, cited to the source. ### Proposals [**Proposal Generation**Carrier quote to branded proposal in 2 minutes.](https://www.runcopycat.com/insurance-proposal-generation)[**Every Commercial Line**Property, GL, WC, Cyber, BOP, E&S, Lloyd’s.](https://www.runcopycat.com/commercial-insurance-proposal-software)[**Personal Lines**Home, auto, renters, umbrella packages.](https://www.runcopycat.com/personal-lines-proposal-software)[**Your Templates**Your exact format, filled automatically.](https://www.runcopycat.com/templates) ### Risk & Renewals [**Quote Comparison**Every carrier side by side, differences flagged.](https://www.runcopycat.com/risk-analysis)[**1-Page Client Summaries**The renewal answer on one cited page.](https://www.runcopycat.com/risk-analysis)[**Renewal Analysis**This year vs. last, every material change.](https://www.runcopycat.com/risk-analysis)[**Schedules & SOVs**Fleet, driver, and location schedules handled.](https://www.runcopycat.com/insurance-proposal-generation) ### Employee Benefits [**Market Summaries**Carrier quotes to Excel-ready side-by-sides.](https://www.runcopycat.com/benefits)[**Contribution Sheets**Live-formula contribution modeling.](https://www.runcopycat.com/benefits)[**Benefits Workbooks**Census in, branded workbook out.](https://www.runcopycat.com/benefits) ### Team & Trust [**Shared Workspace**Every proposal shared org-wide, owners visible.](#team)[**Audit Log**Every action logged, timestamped, exportable.](#security)[**SOC 2 Type II**Independent controls audit, report under NDA.](#security) Templates ## Your template, filled automatically. Your format, filled from carrier quotes and ready to edit. [See how templates work](https://www.runcopycat.com/templates)See a full sample Navy Institutional 2026 COMMERCIAL POLICY Apex Manufacturing Prepared by Westbrook & Associates General Liability$6,180 Property$2,450 Workers’ Comp$1,100 Total$9,730 Editorial Cream RENEWAL · 2026 Apex Manufacturing Westbrook & Associates General Liability$6,180 Property$2,450 Workers’ Comp$1,100 Total$9,730 Modern WESTBROOK & ASSOC. 2026 Commercial Renewal Apex Manufacturing General Liability$6,180 Property$2,450 Workers’ Comp$1,100 Total$9,730 Outcomes ## Measured across every proposal. Faster turnaround, broader carrier support, and every number tied to the source. 7–0hrs Saved per broker, per week Hours back from manual proposal assembly and renewal comparisons. Quote to client-ready output in under two minutes. Multiply across the floor for the real number. 0+ Pages per document, no cap Process the largest carrier PDFs and supplementals without hitting page limits. 0+ Carrier formats Every commercial carrier plus E&S markets, Lloyd's syndicates, MGAs, and program business. No per-line setup. <0.03% Error rate Page-level accuracy with a full citation trail back to the source PDF. Every number traceable, nothing invented. Day 1 Live in days We do the template build. Your team never touches a config file. Quote Comparison ## Chat across every quote. Every answer cited. Ask anything about the quotes you uploaded. CopyCat answers with side-by-side comparisons, flags the gaps, and pins every number to the exact source page. ![](https://www.runcopycat.com/app-icon.png)**CopyCat** Risk Analysis Proposals BenefitsSK New Risk Analysis Search… **Harbor Point Properties**Quotes · Jul 18**Bluewater Marina Group**Renewal · Jul 17**Cascade Ridge Logistics**Quotes · Jul 14**Larkspur Dental Studio**Renewal · Jul 11 **Harbor Point Properties**Commercial · 3 quotes View Analysis View Documents (3) Download PDF Liberty\_Property\_Quote.pdfLloyds\_Property\_Quote.pdfRSUI\_Property\_Quote.pdf Upload Quote You · 2:41 PMWhich quote should Harbor Point bind, and what’s the catch? Reviewed your quotes Built comparison table Compared all three markets line by line. **Liberty Mutual is the best fit** — broader coverage for $477 more than the lowest-priced option. One flag on RSUI below. | Coverage | Liberty Mutual Best fit | Lloyd’s | RSUI | | --- | --- | --- | --- | | Annual premium | $28,618 | $41,623 | $28,141 | | Valuation | Replacement Cost7 | Replacement Cost | ⚠ Actual Cash Value | | AOP deductible | $25,000 | $50,000 | $50,000 | | Equipment breakdown | Included | Included | ⚠ Excluded | Copy Add to report #### Annual premium Liberty**$28,618**_Best fit_Lloyd’s**$41,623**RSUI**$28,141** #### Valuation Liberty**Replacement cost**7Lloyd’s**Replacement cost**RSUI**Actual cash value** #### AOP deductible Liberty**$25,000**Lloyd’s**$50,000**RSUI**$50,000** **RSUI writes the building on Actual Cash Value** Building and business personal property is valued on an actual cash value basis, less depreciation. RSUI\_Property\_Quote.pdf · p.11 ↗ Ask about these quotes… Auto CopyCat can make mistakes, we try to minimize them. We don’t train AI on any customer data. **Liberty\_Property\_Quote.pdf**Cited source · Page 11 LM**Liberty Mutual Insurance**Commercial Property QuotationQuote No.**CPQ-4471209-01** Named Insured**Harbor Point Properties LLC**Policy Period**08/01/2026 – 08/01/2027** Section I — Property Coverage | Coverage | Limit | Deductible | | --- | --- | --- | | Building — 1400 Harbor Point Blvd | $8,450,000 | $25,000 | | Business Personal Property | $1,200,000 | $25,000 | | Business Income (and Extra Expense) | $1,000,000 | 72 hours | **7\. Valuation.** Building and business personal property is written on a Replacement Cost basis. Refer to form CP 00 10 for complete valuation provisions. Forms & Endorsements: CP 00 10 10 12 · CP 10 30 09 17 · CP 04 15 · IL 00 17 11 98 CPQ-4471209-01Page 11 of 48 Every number is cited. Click the 7 to open the quote page it came from. [Explore Risk Analysis](https://www.runcopycat.com/risk-analysis) Team Workspace ## One workspace. The whole agency. Every proposal lives in a shared workspace. Flip between My and All proposals, see who owns what at a glance, and trace every change back to who made it. ![](https://www.runcopycat.com/app-icon.png)**CopyCat**Risk AnalysisProposalsBenefitsSK M**Proposals**Search proposals…My proposalsAll proposals\+ New proposal Drafts 1 **National Casualty renewal**Today_PROP_SK \+ Start a proposal Working 1 **Modern Books Coalition**Today Analyzing_BOP__CYB_MR Proposals Generated 2 **Harbor Point Properties**Yesterday_PROP__GL_SK **Cedar Grove Dental**Jul 18_WC__GL_AJ #### Audit log - SK**Sarah K.** edited the premium table2m ago - MR**Marcus R.** generated a PDF1h ago - AJ**Alicia J.** created this proposal3h ago - SK**Sarah K.** finalized the edited proposalYesterday #### Shared by default Proposals are visible org-wide the moment they’re created. No emailing files around. #### My work, or everyone’s Scope the board to your book or the whole agency. Owner avatars show who’s on what. #### A full audit log Every edit, export, and send is logged with who and when. The E&O paper trail is automatic. Enterprise Security ## Built on trust your clients can verify. Audited, encrypted, isolated. Your client’s policy data never trains a model. ![SOC 2 Type II](https://www.runcopycat.com/SOC_2_Type_2.svg) #### SOC 2 Type II Independent controls audit. Report available under NDA. #### End-to-end encryption AES-256 at rest and TLS 1.3 in transit. #### No data exposure Agency data stays isolated and never trains a model. #### Full audit trail Every action is logged, timestamped, and exportable. ## Common Questions ### Is CopyCat for commercial lines only? No. CopyCat handles proposal generation for commercial and personal lines, along with quote comparison and risk analysis. For employee benefits teams, it turns carrier quotes into Excel-ready market summaries, contribution sheets, and other workbooks. ### How does pricing work? A flat monthly fee. No annual contract, no lock-in. You can leave whenever. We care more about solving the problem in front of you than about the pricing structure. ### What does support actually look like? You reach the team directly instead of a ticket queue. Most replies come back within minutes, and our commitment is to resolve product issues within reasonable time. Most of the time its within a day. ### Will it invent details or hallucinate coverage? No. The proposal only contains data pulled from your actual policy. Every number traces back to its source page. ### How branded can the proposal get? One-to-one with your existing format: logo, colors, section structure. About 80 percent is standard; the remaining 20 percent is set during onboarding. CopyCat does the configuration, not your team. ### How quickly can we get live? Days, not weeks. Onboarding is short because the lift falls on us. ### Do we need to change our existing systems? No. CopyCat works on top of your current AMS, carrier portals, and email. No migrations or integrations required. ### Can my whole team work in it? Yes. Proposals are shared across your organization by default — anyone can pick up an account, the board scopes to My or All proposals, and every action lands in an audit log with owner and timestamp. ### Is my data secure? Yes. SOC 2 Type II certified, full encryption in transit and at rest, and full audit trails on every action. ## See CopyCat on your workflow. Bring a renewal. We’ll show you the finished output. Not ready to talk? See a sample proposal first or email us at [hello@runcopycat.com](mailto:hello@runcopycat.com)