--- title: "Insurance Contract Review Software | CopyCat" description: "Review contractual insurance requirements against policies and endorsements. CopyCat surfaces coverage gaps, missing evidence, and source-linked findings for brokers." url: https://www.runcopycat.com/insurance-contract-review-software source: https://www.runcopycat.com --- [![CopyCat AI](https://www.runcopycat.com/mark.svg)CopyCat AI](https://www.runcopycat.com/) [Learn More about CopyCat insurance software](https://www.runcopycat.com/learn-more)[Security](https://www.runcopycat.com/#security)[Blog](https://www.runcopycat.com/blog) Company [Case Studies](https://www.runcopycat.com/case-studies)[About Us](https://www.runcopycat.com/about) [FAQs](https://www.runcopycat.com/#faq) [Log In](https://app.runcopycat.com)[Sign Up Today](https://www.runcopycat.com/#contact) # Insurance Contract Review Software for Brokers Match contractual insurance requirements to the policies behind them. See what is met, what falls short, and which documents you still need. [Book a demo](https://cal.com/graham-sabin/demo) ![](https://www.runcopycat.com/mark.svg)Contract reviewExample **Client contract**PDF document **Policies & endorsements**PDF document **Requirements review**Reading documentsSource-linked | Requirement | Policy evidence | Finding | | --- | --- | --- | | Liability limit$1M required | $1M evidenced | Met | | Umbrella limit$5M required | $2M evidenced | Gap | | Additional insuredRequired | Form not supplied | Not evidenced | **Used by agencies nationwide**Commercial, personal lines, benefits, and specialty teams. Used By Independent Agencies Nationwide ![Aaron M Smith Insurance Group](https://www.runcopycat.com/agency-logos/aaron-smith-ca1e70c8.webp)![AIP Insurance Group](https://www.runcopycat.com/agency-logos/aip-3e4d94cd.webp)![Blue Marlin Insurance](https://www.runcopycat.com/agency-logos/blue-marlin-b026d344.webp)![Capital Gate Insurance](https://www.runcopycat.com/agency-logos/capital-gate-1dae66e2.webp)![Clients First Insurance](https://www.runcopycat.com/agency-logos/clients-first-8bb0ef13.webp)![DHW Insurance Brokers](https://www.runcopycat.com/agency-logos/dhw-0a459d8f.webp)![GMC Insurance Brokers](https://www.runcopycat.com/agency-logos/gmc-a4d6be30.webp)![Parsons Insurance](https://www.runcopycat.com/agency-logos/parsons-055eeeeb.webp)![Paul Diaz Insurance Agency](https://www.runcopycat.com/agency-logos/paul-diaz-160ed9df.webp)![PEER Insurance Brokers](https://www.runcopycat.com/agency-logos/peer-a373baf9.webp)![RiskDesk Insurance Agency](https://www.runcopycat.com/agency-logos/riskdesk-41e4c688.webp)![Rizo Insurance](https://www.runcopycat.com/agency-logos/rizo-193ea221.webp)![RPM Insurance & Risk Management](https://www.runcopycat.com/agency-logos/rpm-29b1d73c.webp)![Steadfast Insurance](https://www.runcopycat.com/agency-logos/steadfast-7876332c.webp)![Trevant Insurance Agency](https://www.runcopycat.com/agency-logos/trevant-adf86f40.webp)![Valor Insurance Brokers](https://www.runcopycat.com/agency-logos/valor-a381f095.svg)![VP Insurance Services](https://www.runcopycat.com/agency-logos/vp-f3e98cc2.webp)![Yates Insurance](https://www.runcopycat.com/agency-logos/yates-f99eeec0.webp)![Aaron M Smith Insurance Group](https://www.runcopycat.com/agency-logos/aaron-smith-ca1e70c8.webp)![AIP Insurance Group](https://www.runcopycat.com/agency-logos/aip-3e4d94cd.webp)![Blue Marlin Insurance](https://www.runcopycat.com/agency-logos/blue-marlin-b026d344.webp)![Capital Gate Insurance](https://www.runcopycat.com/agency-logos/capital-gate-1dae66e2.webp)![Clients First Insurance](https://www.runcopycat.com/agency-logos/clients-first-8bb0ef13.webp)![DHW Insurance Brokers](https://www.runcopycat.com/agency-logos/dhw-0a459d8f.webp)![GMC Insurance Brokers](https://www.runcopycat.com/agency-logos/gmc-a4d6be30.webp)![Parsons Insurance](https://www.runcopycat.com/agency-logos/parsons-055eeeeb.webp)![Paul Diaz Insurance Agency](https://www.runcopycat.com/agency-logos/paul-diaz-160ed9df.webp)![PEER Insurance Brokers](https://www.runcopycat.com/agency-logos/peer-a373baf9.webp)![RiskDesk Insurance Agency](https://www.runcopycat.com/agency-logos/riskdesk-41e4c688.webp)![Rizo Insurance](https://www.runcopycat.com/agency-logos/rizo-193ea221.webp)![RPM Insurance & Risk Management](https://www.runcopycat.com/agency-logos/rpm-29b1d73c.webp)![Steadfast Insurance](https://www.runcopycat.com/agency-logos/steadfast-7876332c.webp)![Trevant Insurance Agency](https://www.runcopycat.com/agency-logos/trevant-adf86f40.webp)![Valor Insurance Brokers](https://www.runcopycat.com/agency-logos/valor-a381f095.svg)![VP Insurance Services](https://www.runcopycat.com/agency-logos/vp-f3e98cc2.webp)![Yates Insurance](https://www.runcopycat.com/agency-logos/yates-f99eeec0.webp) Compare the contract’s insurance requirements with the supplied policies. See what is met, what falls short, and what evidence is missing. In the example above requirements checked 3 umbrella shortfall $3M endorsement to request 1 ## What an insurance requirements review should cover ### Coverage lines and limits Identify the required types and amounts of insurance and compare them with the supplied evidence. ### Additional insured requirements Review the requested wording and the relevant policy endorsement; do not assume a certificate establishes the answer. ### Endorsement requirements Check requirements such as waiver of subrogation and primary and noncontributory treatment against the supplied forms. ### Coverage gaps Separate an evidenced shortfall from a question that cannot yet be answered. ### Source references Keep the contractual requirement and the supporting policy language available for verification. ### Follow-up questions Record the missing documents or clarifications needed before confirming a requirement. ## Start with the contract and policies Upload the client contract and supporting coverage documents. Match each requirement to the policy language your team needs to verify. ## Four findings. Clear next steps. - Met: the supplied evidence supports the requirement. - Gap: the evidence shows a shortfall. - Not evidenced: request the missing information. - Not applicable: confirm the scope of the review. ## Request the missing form Declarations alone may not establish additional-insured status. Obtain the endorsement before confirming the requirement. ## Use the right review Contract review checks contractual requirements against coverage evidence. Policy checking compares issued coverage with the approved placement. ## Questions brokers ask What is insurance contract review software?+ It helps organize the insurance requirements in a client contract and compare them with supplied policy evidence. CopyCat creates source-linked findings for the broker to verify; it does not issue a legal opinion or guarantee coverage. Can CopyCat review additional-insured requirements?+ The review can identify additional-insured requirements and examine supplied coverage evidence. If the relevant endorsement or wording is missing, obtain it before confirming the requirement. What does “not evidenced” mean?+ The supplied documents do not establish whether the requirement is met. It is a request for more evidence, not a conclusion that coverage is absent. Does contract review replace commercial policy checking?+ No. Contract review compares contractual requirements with evidence of coverage. Policy checking compares the issued policy with the expected placement and account details. Does AI insurance contract review eliminate E&O risk?+ No. Source references and structured findings can support a more consistent review, but professional judgment, follow-up, and clear client communication remain necessary. References [Big “I” guidance on certificates and contractual insurance requirements (PDF)](https://www.independentagent.com/wp-content/uploads/2024/04/IIABACOI.pdf) ## Explore related workflows [**Commercial policy checking**Review the issued policy against the account file.**→**](https://www.runcopycat.com/commercial-insurance-policy-checking-software)[**Quote and renewal comparisons**Compare options, investigate gaps, and explain the decision.**→**](https://www.runcopycat.com/insurance-quote-comparison-software)[**Commercial insurance proposals**Present the reviewed recommendation in your brokerage’s format.**→**](https://www.runcopycat.com/commercial-insurance-proposal-software) ## From the brokers using CopyCat. > “Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.” AS**Aaron Smith**Founder & CEO, Aaron Smith Insurance Group > “Jumped us ahead months. Fast onboarding, faster output than we could have built ourselves.” A**Austin**Senior VP, Top 10 U.S. Brokerage ## Put your next contract to the test. Requirements, evidence, and open questions in one review. [Book a demo](https://cal.com/graham-sabin/demo)[Explore the example](#workflow-demo)