--- title: "Insurance Risk Analysis & Quote Comparison | CopyCat" description: "Compare insurance quotes, ACORDs, renewals, and loss runs in a cited coverage table. Then send a branded one-page summary or full editable risk analysis." url: https://www.runcopycat.com/risk-analysis source: https://www.runcopycat.com --- Risk Analysis # Insurance risk analysis: compare every quote, send the one-pager. Upload any mix of documents, including competing quotes, ACORDs, renewals, loss runs, fleet and driver schedules, with no page limits. Compare them side by side, chat across every page, then send a one-page summary or a full editable analysis. [Book a Demo](#contact)[Back to home](https://www.runcopycat.com/) Quote comparison & analysis ## One-page summary or full editable analysis. Compare as many quotes as you need, chat across every page, and choose the output that fits the conversation. Every finding stays cited to the exact carrier quote and source page. Risk analysis ### Three carrier PDFs. One decision your client can understand. CopyCat compares the quote set, finds the tradeoffs, and keeps the source page behind every answer. _1_**Upload the quotes**Any carrier PDF, any page count. _2_**See what changed**Price, valuation, deductibles, and exclusions. _3_**Send the recommendation**A one-page brief and full cited analysis. Recommendation**Liberty Mutual is the best overall fit.** RSUI costs $477 less, but changes the building to Actual Cash Value and removes two coverages. ![](https://www.runcopycat.com/square_logo.png)**CopyCat Risk Analysis**Harbor Point Properties · 2026 renewal Analysis ready in**02:14** 1**Upload quotes**2**Ask CopyCat**3**Open citations**4**Get both reports** Step 1 ### Drop in every carrier quote. Any format, any page count. CopyCat reads and normalizes the full quote set. **Liberty\_Property\_Quote.pdf**47 pages · Admitted✓ Ready **Brit\_Syndicate\_2987.pdf**62 pages · Non-admitted✓ Ready **RSUI\_Property\_Proposal.pdf**38 pages · Non-admitted✓ Ready **3** quotes normalized**Comparison ready** Step 2 ### Ask in chat. Get the cited comparison table. CopyCat answers across every uploaded quote and builds the full coverage table inside the conversation. Compare these three quotes. What is the best option, and what does the client give up? C**CopyCat**Answered from 147 quote pages Liberty Mutual offers the strongest balance of price and coverage. RSUI is $477.13 less, but moves valuation to Actual Cash Value and excludes Equipment Breakdown and Ordinance & Law. | Coverage | Liberty Mutual | Lloyd’s (Brit) | RSUI | | --- | --- | --- | --- | | Annual premium | $28,618.90 | $41,623.50 | $28,141.77 Lowest | | Valuation | Replacement Cost | Replacement Cost | Actual Cash Value 3 | | AOP deductible | $25,000 1 | $50,000 2 | $50,000 | | Equipment breakdown | Included | Included | Excluded | | Ordinance & law | $1,000,000 | $500,000 | Excluded | | Carrier status | Admitted | Non-admitted | Non-admitted | **Liberty Mutual****$28,618 Best overall fit**Replacement cost · $25K deductible **Lloyd’s (Brit)****$41,624**Replacement cost · $50K deductible **RSUI****$28,142 Lowest price**Actual cash value · $50K deductible Step 3 ### Click any citation. See the source. The exact carrier language is highlighted on the original quote page. Finding #### RSUI lowers the premium, but uses Actual Cash Value. Click any citation to see the exact language on the carrier quote. 1**Liberty Mutual**Page 122**Lloyd’s (Brit)**Page 163**RSUI**Page 9 RSUI\_Property\_Proposal.pdf**Page 9** RSUI ##### Commercial Property Quote THIS INDICATION IS SUBJECT TO THE TERMS, CONDITIONS, EXCLUSIONS, AND WARRANTIES CONTAINED HEREIN. Valuation Total Insured Value: $16,860,309. Settlement basis: Actual Cash Value unless otherwise endorsed. Coverage applies only as scheduled. Refer to attached forms and endorsements for complete terms. **9** Step 4 ### Get the full branded analysis and one-pager. Both reports are ready from the same cited conversation. Send the brief now and keep the full analysis for follow-up. 1**One-page summary**Ready · The decision, key gaps, and recommendation.12**Full branded analysis**Ready · Every table, finding, and citation. HARBOR POINT2026 Property Risk Analysis #### Renewal decision brief **Harbor\_Point\_1\_Page.pdf**Branded, editable, and ready to send**Export** Built for the renewal decision ## Clear findings. Every source attached. Send the one-page answer, then keep the full analysis ready when questions come back. ### Your brand Your logo, colors, cover page, and producer sign-off. ### Every material change Limits, sublimits, exclusions, endorsements, deductibles, and conditions to bind. ### Page-level citations Open the exact carrier document and page behind any finding. ### Chat into the report Ask a follow-up, keep the citations, and add the answer to the editable report. Questions ## Insurance risk analysis, clearly explained. ### What documents can CopyCat compare in a risk analysis? Any mix of carrier quotes, ACORD forms, renewal and expiring policies, loss runs, fleet and driver schedules, and statements of values (SOVs), with no page limits. CopyCat normalizes them into one cited comparison. ### How does insurance quote comparison work in CopyCat? Upload the competing carrier quotes and CopyCat builds a side-by-side coverage table for premiums, limits, deductibles, valuation, and exclusions. Every value is cited to the exact page of the source document. ### Can I send my client a one-page summary instead of the full analysis? Yes. Every risk analysis exports as a branded one-page decision summary or a full editable report, so you can send the answer first and keep the detail ready for follow-up questions. ### How are citations verified? Every number in the comparison links to the page of the carrier PDF it came from. Click any citation and the source page opens next to the analysis, highlighted. ### Does risk analysis work with renewals? Yes. Upload this year’s quote and last year’s policy and CopyCat flags every material change, including premium movement, coverage reductions, new exclusions, and deductible changes. What documents can CopyCat compare in a risk analysis?_+_ Any mix of carrier quotes, ACORD forms, renewal and expiring policies, loss runs, fleet and driver schedules, and statements of values (SOVs), with no page limits. CopyCat normalizes them into one cited comparison. How does insurance quote comparison work in CopyCat?_+_ Upload the competing carrier quotes and CopyCat builds a side-by-side coverage table for premiums, limits, deductibles, valuation, and exclusions. Every value is cited to the exact page of the source document. Can I send my client a one-page summary instead of the full analysis?_+_ Yes. Every risk analysis exports as a branded one-page decision summary or a full editable report, so you can send the answer first and keep the detail ready for follow-up questions. How are citations verified?_+_ Every number in the comparison links to the page of the carrier PDF it came from. Click any citation and the source page opens next to the analysis, highlighted. Does risk analysis work with renewals?_+_ Yes. Upload this year’s quote and last year’s policy and CopyCat flags every material change, including premium movement, coverage reductions, new exclusions, and deductible changes. Risk analysis feeds straight into [proposal generation](https://www.runcopycat.com/insurance-proposal-generation), and for employee benefits accounts, the same comparison engine powers [benefits market summaries](https://www.runcopycat.com/benefits). Related resources ## Go deeper on the workflow. [Case Study · 20-person agency ### How one commercial agency added $5M in annual premium in four months The team made Risk Analysis its default path from carrier quotes to client confirmation and proposal. Read case study](https://www.runcopycat.com/case-studies/commercial-agency-doubles-output)[Risk Analysis · 6 min ### Risk Analysis as CYA: document every coverage change How a cited renewal paper trail protects the broker and makes material changes easier to explain. Read article](https://www.runcopycat.com/blog/risk-analysis-cya-broker-protection)[Renewals · 4 min ### Why branded reports close renewals faster What changes when the renewal arrives as a clear document instead of another follow-up call. Read article](https://www.runcopycat.com/blog/why-branded-reports-close-renewals-faster)[Commercial lines · Product ### Commercial proposal software for complex accounts See how cited comparison, risk analysis, editing, and the client proposal stay in one workflow. Read article](https://www.runcopycat.com/commercial-insurance-proposal-software) ## Bring your hardest renewal. We’ll turn it into a branded report. 15-minute demo with a real renewal of yours. Prefer email? Reach us at [hello@runcopycat.com](mailto:hello@runcopycat.com)