Coverage forms
Keep occurrence, claims-made, manuscript, and specialty wording visible.
E&S and wholesale workflow
E&S Insurance Proposal and Coverage Comparison Software
Excess and surplus lines quotes rarely arrive in a standard layout. A useful comparison has to preserve manuscript terms, subjectivities, exclusions, taxes, fees, and binding conditions while still giving the retail broker and insured a clear recommendation.
Super customizable, like editing a document.Rewrite the recommendation, move sections, change the design, and match your agency’s exact format—instead of fighting a rigid proposal builder.
Bring one difficult quote. See the comparison and proposal before the call ends.
Drag and drop the carrier quotes
MGA_Quote_A.pdf
PDFLloyds_Quote_B.pdf
PDFSubjectivities.pdf
PDF2×more likely to closewith a CopyCat proposal
Used by agencies nationwideCommercial, personal lines, benefits, and specialty teams.
Used By Independent Agencies Nationwide
Actual quotes from brokers
The proposal changes the conversation.
“Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.”
“I used to spend hours on a single low-premium account. Now I can finish five in ten minutes and send them to clients the same day.”
“Coverage comparison made the sale easier. Sending a branded report comparing the renewal beat hopping on the phone every time.”
What an E&S comparison needs to preserve
Limits and sublimits
Compare primary limits, aggregates, sublimits, and attachment points.
Exclusions
Surface material restrictions instead of hiding them behind a premium summary.
Subjectivities
Organize outstanding items, warranties, inspections, and binding requirements.
Taxes and fees
Present surplus-lines taxes, stamping fees, policy fees, and total cost.
Source citations
Open every extracted term on the carrier, MGA, or Lloyd’s page behind it.
No carrier template required
E&S teams work with changing markets and inconsistent documents. CopyCat extracts the source information first and applies the proposal structure afterward, so a new MGA layout does not require a new integration before the team can use it.
That document-first approach is especially useful for layered programs, specialty forms, and quotes assembled from several markets.
Keep non-price differences visible
Two E&S options with similar premiums may differ materially in exclusions, warranties, subjectivities, retroactive dates, or sublimits. CopyCat organizes those details beside price and keeps each finding tied to the source.
Support retail and wholesale handoffs
- Create an internal market comparison for review.
- Add wholesale notes and the licensed broker’s recommendation.
- Apply the receiving agency’s preferred client format.
- Export a clean proposal while retaining the cited audit trail in the workspace.
Frequently asked questions
Questions brokers ask
Can CopyCat read E&S and Lloyd’s quote documents?
Yes. CopyCat can process non-admitted carrier quotes, MGA binders, program documents, and Lloyd’s slips without a preset template for each market.
Can it compare manuscript exclusions and subjectivities?
Yes. Teams can compare exclusions, conditions, subjectivities, forms, limits, deductibles, taxes, fees, and other source terms.
Does CopyCat support layered placements?
Yes. The comparison can follow the account’s structure across multiple carriers, layers, and coverage lines rather than enforcing a fixed carrier count.
Can wholesalers use a custom proposal format?
Yes. CopyCat can configure branded output for wholesale and retail workflows, including the sections and terminology the team already uses.
Use your own documents
Bring the quote that usually takes the longest.
In 15 minutes, see how it becomes a cited comparison and a proposal your client can act on.