Coverage lines and limits
Identify the required types and amounts of insurance and compare them with the supplied evidence.
Insurance Contract Review Software for Brokers
Match contractual insurance requirements to the policies behind them. See what is met, what falls short, and which documents you still need.
Contract reviewExampleClient contractPDF document
Policies & endorsementsPDF document
| Requirement | Policy evidence | Finding |
|---|---|---|
| Liability limit$1M required | $1M evidenced | Met |
| Umbrella limit$5M required | $2M evidenced | Gap |
| Additional insuredRequired | Form not supplied | Not evidenced |
Used by agencies nationwideCommercial, personal lines, benefits, and specialty teams.
Used By Independent Agencies Nationwide
In the example above
- requirements checked
- 3
- umbrella shortfall
- $3M
- endorsement to request
- 1
What an insurance requirements review should cover
Additional insured requirements
Review the requested wording and the relevant policy endorsement; do not assume a certificate establishes the answer.
Endorsement requirements
Check requirements such as waiver of subrogation and primary and noncontributory treatment against the supplied forms.
Coverage gaps
Separate an evidenced shortfall from a question that cannot yet be answered.
Source references
Keep the contractual requirement and the supporting policy language available for verification.
Follow-up questions
Record the missing documents or clarifications needed before confirming a requirement.
Start with the contract and policies
Upload the client contract and supporting coverage documents. Match each requirement to the policy language your team needs to verify.
Four findings. Clear next steps.
- Met: the supplied evidence supports the requirement.
- Gap: the evidence shows a shortfall.
- Not evidenced: request the missing information.
- Not applicable: confirm the scope of the review.
Request the missing form
Declarations alone may not establish additional-insured status. Obtain the endorsement before confirming the requirement.
Use the right review
Contract review checks contractual requirements against coverage evidence. Policy checking compares issued coverage with the approved placement.
Questions brokers ask
What is insurance contract review software?
It helps organize the insurance requirements in a client contract and compare them with supplied policy evidence. CopyCat creates source-linked findings for the broker to verify; it does not issue a legal opinion or guarantee coverage.
Can CopyCat review additional-insured requirements?
The review can identify additional-insured requirements and examine supplied coverage evidence. If the relevant endorsement or wording is missing, obtain it before confirming the requirement.
What does “not evidenced” mean?
The supplied documents do not establish whether the requirement is met. It is a request for more evidence, not a conclusion that coverage is absent.
Does contract review replace commercial policy checking?
No. Contract review compares contractual requirements with evidence of coverage. Policy checking compares the issued policy with the expected placement and account details.
Does AI insurance contract review eliminate E&O risk?
No. Source references and structured findings can support a more consistent review, but professional judgment, follow-up, and clear client communication remain necessary.
From the brokers using CopyCat.
“Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.”
“Jumped us ahead months. Fast onboarding, faster output than we could have built ourselves.”
Put your next contract to the test.
Requirements, evidence, and open questions in one review.