Bound policy versus quote
Confirm the issued coverage matches the terms the client approved.
Commercial lines workflow
Commercial Insurance Policy Checking Software
Commercial policy checking should not stop at reading one policy PDF. The real job is reconciling the issued policy with the quote, schedules, statements of values, applications, endorsements, and the account context your brokerage already has.
Across CopyCat
2×more likely to closewith a CopyCat proposal
7–10hours saved every weekfor each broker
What CopyCat checks across the account
Forms and endorsements
Find required, added, removed, or conflicting forms across the packet.
Limits and deductibles
Surface changed amounts by coverage, location, vehicle, class, or peril.
Schedules and SOVs
Reconcile property, equipment, vehicle, driver, and location data.
Exclusions and conditions
Flag wording that narrows coverage or creates a follow-up question.
Source-page citations
Open every finding on the exact policy, quote, or schedule page.
Analyze all the data you have—not one document in isolation
A bound policy can look correct by itself and still conflict with the approved quote, a statement of values, or a vehicle schedule. CopyCat reads those files as one account so a mismatch has context.
Upload the bound policy, carrier quote, ACORDs, SOVs, loss runs, schedules, endorsements, and supporting account documents. CopyCat normalizes the information, surfaces conflicts, and keeps the original source beside every finding.
Catch issues faster than a manual BP review
The BP team remains in control of the review. CopyCat removes the slow search-and-reconcile work so reviewers can spend their time resolving the exceptions instead of hunting across hundreds of pages.
The result is a cited discrepancy list that is ready for producer or account-manager review, with the exact page behind each changed term or missing item.
Carry the finding into the client proposal
- Verify a discrepancy without leaving the account workspace.
- Document the issue, source, recommendation, and resolution.
- Add a customized coverage-gap recommendation to the editable proposal.
- Preserve the final client report as part of the review trail.
Frequently asked questions
Questions brokers ask
What is commercial insurance policy checking software?
It compares an issued or bound policy with the quote, schedules, applications, endorsements, and other available account data to identify changed terms, missing forms, conflicts, and open questions.
Which documents can CopyCat analyze during a policy check?
CopyCat can review bound policies, carrier quotes, ACORDs, statements of values, property and equipment schedules, vehicle and driver schedules, endorsements, loss runs, and other supporting account files.
Does CopyCat replace the BP team or licensed broker review?
No. CopyCat accelerates the document analysis and points reviewers to cited issues. The brokerage team verifies the findings, resolves discrepancies, and remains responsible for the final insurance recommendation.
Can policy-check findings be added to a proposal?
Yes. Relevant findings and customized coverage-gap recommendations can be carried into the editable, agency-branded proposal before it goes to the client.
Use your own documents