Bound policy versus quote
Confirm the issued coverage matches the terms the client approved.
Commercial Insurance Policy Checking Software
Check the bound policy against what was agreed. Find changed terms, missing forms, and schedule mismatches, with the source behind every flag.
Policy checkingExampleApproved quote
Additional documents
Bound policy
Harbor Manufacturing
General liability$1M / $2MMatches quote
Property deductible$10,000Changed from $5,000
Additional insuredEndorsementRequest form
Used by agencies nationwideCommercial, personal lines, benefits, and specialty teams.
Used By Independent Agencies Nationwide
In the example above
- policy checks shown
- 3
- deductible difference
- $5,000
- endorsement to request
- 1
What CopyCat checks across the account
Forms and endorsements
Find required, added, removed, or conflicting forms across the packet.
Limits and deductibles
Surface changed amounts by coverage, location, vehicle, class, or peril.
Schedules and SOVs
Reconcile property, equipment, vehicle, driver, and location data.
Exclusions and conditions
Flag wording that narrows coverage or creates a follow-up question.
Source-page citations
Open every finding on the exact policy, quote, or schedule page.
Check the whole account
Upload the bound policy, approved quote, and additional documents. Compare the issued terms with schedules, applications, and endorsements.
Focus on the differences
Review a source-linked list of changed terms and missing items. Your team can spend its time resolving issues instead of locating them.
Keep a clear review trail
- Open the source behind each finding.
- Record the issue and resolution.
- Add relevant recommendations to the proposal.
- Save the final client report.
Questions brokers ask
What is commercial insurance policy checking software?
It compares an issued or bound policy with the quote, schedules, applications, endorsements, and other available account data to identify changed terms, missing forms, conflicts, and open questions.
Which documents can CopyCat analyze during a policy check?
CopyCat can review bound policies, carrier quotes, ACORDs, statements of values, property and equipment schedules, vehicle and driver schedules, endorsements, loss runs, and other supporting account files.
Does CopyCat replace the BP team or licensed broker review?
No. CopyCat accelerates the document analysis and points reviewers to cited issues. The brokerage team verifies the findings, resolves discrepancies, and remains responsible for the final insurance recommendation.
Can policy-check findings be added to a proposal?
Yes. Relevant findings and customized coverage-gap recommendations can be carried into the editable, agency-branded proposal before it goes to the client.
From the brokers using CopyCat.
“Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.”
“Jumped us ahead months. Fast onboarding, faster output than we could have built ourselves.”
Check your next bound policy.
Bring the policy and supporting documents. See the differences with their sources.