Dwelling and valuation
Show the Coverage A limit and whether replacement-cost terms apply.
Personal property workflow
Homeowners Insurance Proposal Software
A homeowners proposal needs to make more than the annual premium readable. Clients should be able to see the dwelling basis, property limits, liability protection, wind or hail deductible, water coverage, endorsements, and the tradeoffs behind the recommendation.
Super customizable, like editing a document.Rewrite the recommendation, move sections, change the design, and match your agency’s exact format—instead of fighting a rigid proposal builder.
Bring one difficult quote. See the comparison and proposal before the call ends.
Drag and drop the carrier quotes
Home_Option_A.pdf
PDFHome_Option_B.pdf
PDFReplacement_Cost.pdf
PDF2×more likely to closewith a CopyCat proposal
Used by agencies nationwideCommercial, personal lines, benefits, and specialty teams.
Used By Independent Agencies Nationwide
Actual quotes from brokers
The proposal changes the conversation.
“Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.”
“I used to spend hours on a single low-premium account. Now I can finish five in ten minutes and send them to clients the same day.”
“Coverage comparison made the sale easier. Sending a branded report comparing the renewal beat hopping on the phone every time.”
What belongs in a homeowners proposal
Related property limits
Organize other structures, personal property, and loss-of-use coverage.
Deductibles
Distinguish all-other-peril, wind, hail, hurricane, percentage, and named-storm terms.
Liability protection
Compare personal liability and medical payments across the options.
Endorsements and gaps
Surface water backup, ordinance or law, scheduled property, and other material differences.
Package economics
Present home, auto, and umbrella premiums or discounts as one household decision.
Make the property details easier to compare
Homeowners quote formats vary by carrier, and the most important differences are often separated across several pages. CopyCat brings those terms into a consistent proposal while preserving a citation back to the original wording and value.
That lets account managers review quickly and gives producers a cleaner way to explain why two similarly priced options may not provide the same protection.
Keep catastrophe deductibles in the conversation
Percentage and peril-specific deductibles can materially change a client’s out-of-pocket exposure. A proposal should display them clearly rather than burying them in the carrier attachment. CopyCat can compare those terms alongside limits, valuation, and premium.
Build the household package in one place
- Combine homeowners with auto, umbrella, condominium, renters, or dwelling-fire quotes.
- Show package discounts together with the coverage differences that drive the recommendation.
- Add editable explanations for endorsements or gaps the client should consider.
- Export in the agency’s standard personal-lines or VIP household template.
Frequently asked questions
Questions brokers ask
What is homeowners insurance proposal software?
It converts homeowners carrier quotes into a structured client presentation. CopyCat extracts coverage and pricing, links values to the source documents, and creates an editable agency-branded proposal.
Can CopyCat compare wind and hail deductibles?
Yes. CopyCat can surface flat-dollar, percentage, wind, hail, hurricane, named-storm, and other deductibles found in the carrier documents.
Can a homeowners proposal include endorsements?
Yes. The proposal can include important endorsements and differences such as water backup, ordinance or law, scheduled property, equipment breakdown, and service-line coverage when present in the source files.
Can CopyCat create a home and auto bundle proposal?
Yes. Home, auto, umbrella, renters, condominium, and other personal-lines quotes can be organized into one branded household proposal.
Use your own documents
Bring the quote that usually takes the longest.
In 15 minutes, see how it becomes a cited comparison and a proposal your client can act on.