Commercial and personal lines
Keep both sides of the P&C book in one repeatable proposal process.
P&C agency workflow
P&C Insurance Proposal Software for Independent Agencies
P&C agencies need proposal software that can handle two very different kinds of work: high-volume personal-lines packages and detail-heavy commercial accounts. The common requirement is a fast path from inconsistent carrier files to a proposal the client can understand and the agency can verify.
Super customizable, like editing a document.Rewrite the recommendation, move sections, change the design, and match your agency’s exact format—instead of fighting a rigid proposal builder.
Bring one difficult quote. See the comparison and proposal before the call ends.
Drag and drop the carrier quotes
Property_Option_A.pdf
PDFGL_Option_B.pdf
PDFAuto_Option_C.pdf
PDF2×more likely to closewith a CopyCat proposal
Used by agencies nationwideCommercial, personal lines, benefits, and specialty teams.
Used By Independent Agencies Nationwide
Actual quotes from brokers
The proposal changes the conversation.
“Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated.”
“I used to spend hours on a single low-premium account. Now I can finish five in ten minutes and send them to clients the same day.”
“Coverage comparison made the sale easier. Sending a branded report comparing the renewal beat hopping on the phone every time.”
What a P&C proposal workflow should cover
Carrier-file extraction
Read the PDFs, schedules, ACORDs, SOVs, and policy documents the team already receives.
Coverage comparison
Compare limits, deductibles, premiums, exclusions, endorsements, and renewal changes.
Source verification
Open every important value on the exact carrier page before the proposal goes out.
Agency templates
Apply the right branded format for the account, producer, or line of business.
Team review
Let account managers and producers edit, comment, save versions, and approve the final output.
One P&C workflow without flattening every account
A homeowners and auto package should not be forced into the same structure as a layered commercial property program. CopyCat changes the comparison and proposal structure with the account while keeping the operating steps familiar: add files, verify the extracted information, shape the recommendation, and export.
That gives an independent agency one workspace across the book without giving up line-specific coverage detail or the proposal formats producers already use.
Use the carrier documents you already have
CopyCat starts after quoting. It does not replace a comparative rater, AMS, or carrier portal. It reads the returned documents and supporting account files, then organizes the information for review and client delivery without requiring a separate setup for every carrier.
Built for independent-agency control
- Preserve different templates for commercial, personal lines, renewals, and VIP accounts.
- Keep licensed professionals in control of recommendations and final client communication.
- Connect extracted values to source pages instead of asking reviewers to trust a black box.
- Use the same source set for quote comparison, coverage review, and the final proposal PDF.
Frequently asked questions
Questions brokers ask
What is P&C insurance proposal software?
P&C insurance proposal software turns property and casualty quote or policy information into client-facing proposals. CopyCat supports both commercial and personal lines, with document extraction, cited comparisons, editable recommendations, and agency-branded output.
Does CopyCat replace a comparative rater?
No. A rater obtains carrier prices. CopyCat handles the next stage by reading the carrier output, comparing coverage, and building the proposal the agency sends to the client.
Can one agency use different proposal templates?
Yes. Agencies can keep different layouts for commercial lines, personal lines, renewals, VIP households, producers, or other workflows.
Can CopyCat handle admitted and E&S P&C business?
Yes. CopyCat can process standard carrier documents along with MGA, E&S, Lloyd’s, and specialty-market files without a carrier-specific template setup.
Use your own documents
Bring the quote that usually takes the longest.
In 15 minutes, see how it becomes a cited comparison and a proposal your client can act on.